1. 💸 You’ll NEVER Get Rich If You Keep Spending Money
💸 You’ll NEVER Get Rich If You Keep Spending Money
And I’m tired of people giving you the same obvious advice like “live below your means” — let’s get real.
Start somewhere, “$100 is better than $0” — any amount. Make a goal to save and stick with it and do it consistently on every pay check. Take that money out first. The most important thing is for you to START taking action. Start NOW.
Procrastination is your worst ENEMY when it comes to money.
Then, focus on cutting your expenses by a lot:
✅ 5 Habits That Actually Work
• Kill unnecessary subscriptions – Keep only essential subscriptions
• Shop less, Switch to generic brands
• Eat out less, order water over soda, reduce meal consumption
• Say no to monthly extras
• Buy only what you NEED at grocery, not what you want
Before you start your savings goal:
You have to start paying off your credit card debt first if you have any.
If you can’t pay it off, stop using it ASAP and go on a strict financial diet. WAKE up. If you can’t afford to pay it off monthly, you can’t afford it PERIOD.
THEN Maximize employer 401k matching and Maximize your Roth IRA.
This seems simple enough, right?
But you’ll be surprised — many poor people don’t have the habit of saving. Only the rich do.
These are the real moves that matter.
Which habit will you start TODAY?